Commercial Loans.
Loans for Business Motor Vehicles

Running a business is busy, we know! You need a way to update your business vehicles that is quick and easy. You need to deal with people who actually understand how businesses are structured and what you need to help support your cash flow. We have helped hundreds of Central Queensland businesses update or add to their business vehicle fleet without having to wait in line, wait on hold and the endless back and forth or documents and requests.

We have Full Doc and Low Doc business loan options including Self Declaration (for approved applicants) that enables you to get access to quick and easy business loan products that suit you and your business.

Talk to us today, you will be surprised just how easy it is to deal with a local who understands our area and your needs.

Loans for Business Equipment

Business is going well and you need to get some more equipment quickly? We help businesses all the time in the Central Queensland area update or add to their equipment in a hurry. Opportunities are quickly missed, break downs cost money - we understand what is at stake.

We can help with funding:

 
Small, Medium and Large Businesses
No matter your size or turnover we have flexible loan options to consider all business types
 
Industry Specific Motor Vehicles
Unregistered vehicles for site use, golf carts etc.
 
Industry Specific Business Equipment
Things like Printers, Welders, Vehicle Dyno's are just a few examples - if you need it for your business we can consider financing it.
 
Office Fit Outs and Furniture
We have helped business update their office furniture and complete new office fit outs.
 
Industry Specific Software Packages
Astute help business meet their regulatory and industry requirements by considering business loan applications for Industry Specific Software Packages
 
Trucks, Forklifts, Pallet Moves
Astute Motor Finance can help Central Queensland businesses with financing New and Used Trucks, Pantacs, Forklifts, Palet Movers or any other large Yellow Good items you need to get your business moving.
 
Any Other Medium to Large Business Items
People are always coming to us with other out of the box items they need to purchase to make their business a success. Talk to us if you have something different that you need financing, we love helping local businesses find new markets and ways of getting their job done.
The Astute Difference
 
Easy and Quick loan Application and Approval
Sometimes we can even fund them on the same day!
 
Simple and Easy Process
Work with one Astute Loan Representative from start to finish. An easy 4 Step Loan process where we make sure you know your application is up to at all times.
 
Flexible Loan Structure
We set the loan term to match your budget and work with you from the beginning to get a loan that suits you and your needs
 
Pre-Approvals
Not sure how much you could get? Get a Pre-Approval and then shop for equipment with confidence knowing exactly what you're approved for.
 
Your own personal Loan Consultant
You deal with the same person through the whole process and even after! You can even have their direct phone number, mobile and email so getting in touch is easy.
 
We keep you up to date
You are involved in every step of the process and we inform you of what is happening as we go through your application, so you know exactly where we are up to.

ASTUTE Commercial Loans in 4 Simple Steps

  • Apply

    Easy Application - Here's How

    Choose a way to apply that suits you best.

     
    Quick and easy online application that will prompt you to provide the required supporting documents we need if you have them ready.
     
    You can do the whole application over the phone with one of our local staff. The person you apply with is the same person you deal with through the whole loan process - you will even get their direct line, mobile and email address!
     
    Fill in a few quick details and we will call you. The person that calls you back will be the same person you deal with through the whole loan process - you will even get their direct line, mobile and email address!
     
    Drop into one of our offices in Rockhampton, Bundaberg or Mackay and see someone straight away - no appointment necessary.
  • Supporting Documents

    Supply Supporting Documents To Us

    We will tell you after your application what documents we need to assess your application. Some of the common documents are listed below:

     
    We usually need your latest 3 months bank statements for your active bank accounts. Why? It is a great way to get a feel for your current financial situation and helps us make a quick assessment of your loan application. You can easily send them to us using this Statement Portal.
     
    If your structure includes a Trust we will usually require a copy of your Trust Deeds.

    Sometimes we will require other documents, if this is the case we will tell you during the application all the documents we require to assess your application and why.

  • Loan Assesment

    We Assess Your Loan

    Once we have all your supporting documents we assess your loan immediately. It usually takes between 2 and 24 hours.

    If you're Approved we will call you to advise straight away and also send you an email with a summary of the approval in writing.

    If we need more information or we can't help you right now, we will advise why and what can be done to make the outcome positive in the future.

  • Loan Settlement

    Signing Documents and Funding The Loan

    Once an Approval is all finalised we need to sign loan documents with you.

    Whilst we can help in some cases by completing these over email we usually like to take the time to sit with you and explain the contracts in full so we can answer any questions you may have.

    We can come to you or you can come to our office. Once signed and accepted, the loan funds are transferred to their designated places and your loan is settled.