Running a business is busy, we know! You need a way to update your business vehicles that is quick and easy. You need to deal with people who actually understand how businesses are structured and what you need to help support your cash flow. We have helped hundreds of Central Queensland businesses update or add to their business vehicle fleet without having to wait in line, wait on hold and the endless back and forth or documents and requests.
We have Full Doc and Low Doc business loan options including Self Declaration (for approved applicants) that enables you to get access to quick and easy business loan products that suit you and your business.
Talk to us today, you will be surprised just how easy it is to deal with a local who understands our area and your needs.
Business is going well and you need to get some more equipment quickly? We help businesses all the time in the Central Queensland area update or add to their equipment in a hurry. Opportunities are quickly missed, break downs cost money - we understand what is at stake.
We can help with funding:
ASTUTE Commercial Loans in 4 Simple Steps
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Apply
Easy Application - Here's How
Choose a way to apply that suits you best.
Quick and easy online application that will prompt you to provide the required supporting documents we need if you have them ready.You can do the whole application over the phone with one of our local staff. The person you apply with is the same person you deal with through the whole loan process - you will even get their direct line, mobile and email address!Fill in a few quick details and we will call you. The person that calls you back will be the same person you deal with through the whole loan process - you will even get their direct line, mobile and email address!Drop into one of our offices in Rockhampton, Bundaberg or Mackay and see someone straight away - no appointment necessary. -
Supporting Documents
Supply Supporting Documents To Us
We will tell you after your application what documents we need to assess your application. Some of the common documents are listed below:
We usually need your latest 3 months bank statements for your active bank accounts. Why? It is a great way to get a feel for your current financial situation and helps us make a quick assessment of your loan application. You can easily send them to us using this Statement Portal.If your structure includes a Trust we will usually require a copy of your Trust Deeds.Sometimes we will require other documents, if this is the case we will tell you during the application all the documents we require to assess your application and why.
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Loan Assesment
We Assess Your Loan
Once we have all your supporting documents we assess your loan immediately. It usually takes between 2 and 24 hours.
If you're Approved we will call you to advise straight away and also send you an email with a summary of the approval in writing.
If we need more information or we can't help you right now, we will advise why and what can be done to make the outcome positive in the future. -
Loan Settlement
Signing Documents and Funding The Loan
Once an Approval is all finalised we need to sign loan documents with you.
Whilst we can help in some cases by completing these over email we usually like to take the time to sit with you and explain the contracts in full so we can answer any questions you may have.
We can come to you or you can come to our office. Once signed and accepted, the loan funds are transferred to their designated places and your loan is settled.