Boat Loans.
Loans for Boats
Astute Boat Loans

New Boats, Old Boats, Private Sale or from a Dealership - we help finance them all. Boat Loans for people with previous Bad Credit is also available as well as loans just for a new Trailer or Motor not the whole package. We understand boats and boat loans. Get a Quote or Apply now and get out on the water sooner.

Loans for Jetski's and PWC
astute jetski

New or old Jetski's and PWC can be a bit tricky to finance. We are happy to help with finance on them and it doesn't matter if it is a private sale or from a licenced dealer. Get a Quote now or Apply and get out on the water sooner.

The Astute Difference
 
Boat Loans from $3000
Our loans start at $3000 and go all the way up to $80000 with flexible loan terms and repayment options to suit your needs.
 
Simple and Easy Process
Work with one Astute Loan Representative from start to finish. An easy 4 Step Loan process where we make sure you know your application is up to at all times.
 
Flexible Loan Structure
We set the loan term to match your budget and work with you from the beginning to get a loan that suits you and your needs
 
Pre-Approvals
Not sure how much you could get? Get a Pre-Approval and then shop with confidence knowing exactly what you're approved for before finding your perfect boat or jets.
 
Your own personal Loan Consultant
You deal with the same person through the whole process and even after! You can even have their direct phone number, mobile and email so getting in touch is easy.
 
We keep you up to date
You are involved in every step of the process and we inform you of what is happening as we go through your application, so you know exactly where we are up to.
 
Boat Loans from $3000
Our loans start at $3000 and go all the way up to $80000 with flexible loan terms and repayment options to suit your needs.
 
Simple and Easy Process
Work with one Astute Loan Representative from start to finish. An easy 4 Step Loan process where we make sure you know your application is up to at all times.
 
Flexible Loan Structure
We set the loan term to match your budget and work with you from the beginning to get a loan that suits you and your needs
 
Pre-Approvals
Not sure how much you could get? Get a Pre-Approval and then shop for a car with confidence knowing exactly what you're approved for before finding your perfect boat or jetski.
 
Private-Sales
Found your dream boat or jetski from a Private-Seller and not a Boat Dealership? That's fine, we are happy to help with private sale boat loans and even do the PPSR and Registration searches for you so you know what you're getting
 
Your own personal Loan Consultant
You deal with the same person through the whole process and even after! You can even have their direct phone number, mobile and email so getting in touch is easy.
 
We keep you up to date
You are involved in every step of the process and we inform you of what is happening as we go through your application, so you know exactly where we are up to.
How Does It Work?
Astute Loans in 4 Easy Steps
Astute Loans in 4 Easy Steps
  • Apply

    Easy Application - Here's How

    Choose a way to apply that suits you best.

     
    Quick and easy online application that will prompt you to provide the required supporting documents we need if you have them ready.
     
    You can do the whole application over the phone with one of our local staff. The person you apply with is the same person you deal with through the whole loan process - you will even get their direct line, mobile and email address!
     
    Fill in a few quick details and we will call you. The person that calls you back will be the same person you deal with through the whole loan process - you will even get their direct line, mobile and email address!
     
    Drop into one of our offices in Rockhampton, Bundaberg or Mackay and see someone straight away - no appointment necessary.
  • Supporting Documents

    Supply Supporting Documents To Us

    We will tell you after your application what documents we need to assess your application. Some of the standard documents are listed below:

     
    If you're working we will need your latest payslip if you're full time or your last 3 if you're casual.
     
    If you receive Centrelink income we will need a copy of your latest Centrelink Income Statement.
     
    We usually need your latest 3 months bank statements for your active bank accounts. Why? It is a great way to get a feel for your current financial situation and helps us make a quick assessment of your loan application. You can easily send them to us using this Statement Portal.

    Sometimes we will require other documents, if this is the case we will tell you during the application all the documents we require to assess your application and why.

  • Loan Assesment

    We Assess Your Loan

    Once we have all your supporting documents we assess your loan immediately. It usually takes between 2 and 24 hours.

    If you're Approved we will call you to advise straight away and also send you an email with a summary of the approval in writing.

    If we need more information or we can't help you right now, we will advise why and what can be done to make the outcome positive in the future.

  • Loan Settlement

    Signing Documents and Funding The Loan

    Once an Approval is all finalised we need to sign loan documents with you.

    Whilst we can help in some cases by completing these over email we usually like to take the time to sit with you and explain the contracts in full so we can answer any questions you may have.

    We can come to you or you can come to our office. Once signed and accepted, the loan funds are transferred to their designated places and your loan is settled.

Some Things To Note

Astute Motor Finance prides itself on being an honest and reputable Lender and we strictly adhere to all required Government legislation including Responsible Lending Practices (NCCP), Privacy Regulations and Anti Money Laundering.

We have made the loan process as simple as we possibly can and strive to offer good old fashion service and values whilst meeting the stringent regulations put in place to protect consumers. Our aim is to make sure at no point you are left wondering what stage we are up to with your application and that you are fully informed of your applications progress along the way.

We make ourselves available whenever you require during the process and unlike banks or large organisations we don't hide behind call centres and reception desks. You will speak to the same person from start to finish - and even after your loan is complete.

In most cases an application can be fully completed and funded in 24 - 48 hours, however the amount of time taken for the legally required employment and residence checks to be returned to us can cause slight delays - If this is the case we will inform you immediately.

On some occasions if we take your application in the morning we can have it finalised in the same day, if all the required supporting documentation are supplied at the time of application.

Please note: We are not a pay-day or short term lender and only offer loans for terms greater than 12 months and for values greater than $3000.